As 2025 approaches, millennials and Gen Z-ers are stepping into new chapters of their lives, making big financial decisions and planning for the future. Whether it’s securing an auto loan, qualifying for a mortgage, or boosting your savings, the
Credit Tips
5 Common Credit Mistakes to Avoid – And How to Fix Them
Managing credit is a critical aspect of financial wellness, yet many fall into common pitfalls that can damage their financial health. Understanding these common credit mistakes and how to avoid them can make a significant difference in your
Why Did My Credit Score Drop? 5 Potential Causes.
Given how important good credit scores are when applying for loans and mortgages, any negative changes can be especially worrying. Unfortunately, there are some situations where your score can fall unexpectedly. While it can be a scary experience,
Navigating the Best Student Loan Debt Repayment Options
When you think about the most common forms of debt, what comes to mind, and how far do you have to go before you get to student loan debt? As one of the most common forms of debt, student loans have impacted the lives of many people, with an
Can a Personal Loan Help With Credit Card Debt?
Credit card debt can be very hard to handle, especially if you’re dealing with high-interest rates and various fees. If you’re struggling to make monthly payments and your credit card debt seems to be mounting, you might be wondering if there’s a way
What To Know About Auto Loans for 2023
Are you planning to purchase a new car in 2023? Then it's important to first learn what auto loan rates by credit score are and how they've changed recently — as well as how auto financing is expected to change. To prepare for 2023, here's a rundown
Mortgage Rates and Your Credit Score: What You Need to Know for 2023
There are many connections between mortgage rates and credit scores that homebuyers must understand if they want to spend less money. For more information on the ideal credit scores to get best mortgage rates, let's review current mortgage trends in
5 Benefits to Improving Your Credit Score
Your credit score—an indication of your creditworthiness and ability to make timely payments—can influence many aspects of your life. So, what can you get with good credit, and what becomes harder to obtain with poor scores? If you want to learn why
How Does the Fed Rate Hike Impact You?
As the Federal Reserve raises interest rates in an effort to slow inflation, many are wondering, how do higher interest rates affect me? The truth is that everyone, whether you have good credit or bad credit, will be impacted by the recent Fed
How Your Credit Score Affects Your Interest Rate
If you make an effort to repay all of your bills and return money on time, this sound financial decision will be rewarded with better auto loans and mortgage rates. However, why is that the case? Here’s how credit score and interest rate are related